The financial literacy myth: knowing isn’t doing
Two-thirds of South Africans say they’re financially literate, but only 13% have emergency savings. The gap between knowing and doing is the real problem.…
Suggestions
Why shame keeps South Africans stuck in debt
When money becomes tight, many people retreat in the belief they are alone in their struggle, which makes action far harder.…
Earning more won’t fix your finances. This will
The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you…
Tie yourself to the mast – and invest better
Why an investing constitution – rules written while you’re calm – may be the most useful thing a private investor can do…
A practical guide to prioritising your money
Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level…
AI won’t crack the blockchain. It’ll burn everything else
Anthropic’s Mythos can find thousands of software vulnerabilities. For crypto exchanges, wallets and smart contracts, that changes everything…
Emergency savings: the boring habit that pays off
Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal…
How I spend my currency … with Satrix’s Kingsley Williams
The Satrix chief investment officer on home renovations, Krugerrands, and not trying to time the next big thing…
The Hormuz shock didn’t break markets – it repriced them
Oil is still flowing – but at a higher structural cost. This is what the Hormuz repricing means for inflation, rate expectations and bonds…
Why budgeting works – and how AI makes it stick
Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep…
Most Read
Ti Amo: why we love this Joburg bakery and restaurant
From its Sandhurst Shell garage shop to Parktown North’s new…
The Friday song (on a Sunday): ‘Paul’s Pal’ by Sonny Rollins
Mark Rosin’s tribute to Sonny Rollins, the jazz titan behind…
‘Don’t trap our money’, say South Africa’s money managers
Should the cap on retirement savings invested offshore be lowered…
Kganyago hikes rates — but bets are off from here
The SARB hiked 25bps to 7% but debated 50 –…
