Emergency savings: The boring habit that pays off
Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal…
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How I spend my currency … with Satrix’s Kingsley Williams
The Satrix chief investment officer on home renovations, Krugerrands, and not trying to time the next big thing…
The Hormuz shock didn’t break markets – it repriced them
Oil is still flowing – but at a higher structural cost. This is what the Hormuz repricing means for inflation, rate expectations and bonds…
Why budgeting works – and how AI makes it stick
Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep…
R135bn later, members still face huge medical bills
PMBs cover 271 conditions and cost medical schemes R135bn a year – but complex rules mean members can still face massive out-of-pocket costs…
Don’t let April be another wasted tax-free savings month
South Africa’s savings culture is improving – but TFSA investors are still making the same mistakes…
How to use credit before it uses you
Credit is neither good nor bad – it’s a tool. South Africa’s debt crisis shows what happens when it’s used in the wrong way…
Gap cover: The back-up plan for medical aid shortfalls
With healthcare costs rising and medical aids under pressure, gap cover fills a growing financial hole – but take-up remains stubbornly low…
In defence of doing nothing: The case for cash
Cash can feel useless in bull markets, but in downturns it preserves capital, provides liquidity and gives investors the freedom to act rather than…
The ‘cash back’ clash: Which banks really pay?
From cashback rewards to rising tiers, South Africa’s biggest banks promise plenty. But unlocking real value can feel like a part-time job…
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All aboard: luxury trains worth the journey
Currency rounded up the finest luxury trains across the globe.…
The Friday song (on a Sunday): ‘Babylon Sisters’ by Steely Dan
Steely Dan were innovators who pushed musicians and record companies…
Buffaloed: Phala Phala comes charging back
Phala Phala is back from the dead. The Constitutional Court…
Can Pick n Pay avoid a union war?
The retailer has had to dig itself out of a…
