Why budgeting works – and how AI makes it stick Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep… by Thomas Brennan April 8, 2026 Opinion·Personal Finance
R135bn later, members still face huge medical bills PMBs cover 271 conditions and cost medical schemes R135bn a year – but complex rules mean members can still face massive out-of-pocket costs… by Justin Brown April 8, 2026 Investing & Finance·Personal Finance
Don’t let April be another wasted tax-free savings month South Africa’s savings culture is improving – but TFSA investors are still making the same mistakes… by Daryll Welsh April 8, 2026 Opinion·Personal Finance
How to use credit before it uses you Credit is neither good nor bad – it’s a tool. South Africa’s debt crisis shows what happens when it’s used in the wrong way… by Thomas Brennan April 1, 2026 Opinion·Personal Finance
Gap cover: The back-up plan for medical aid shortfalls With healthcare costs rising and medical aids under pressure, gap cover fills a growing financial hole – but take-up remains stubbornly low… by Justin Brown April 1, 2026 Investing & Finance·Personal Finance 2
In defence of doing nothing: The case for cash Cash can feel useless in bull markets, but in downturns it preserves capital, provides liquidity and gives investors the freedom to act rather than… by Nico Marais April 1, 2026 Opinion·Personal Finance 2
The ‘cash back’ clash: Which banks really pay? From cashback rewards to rising tiers, South Africa’s biggest banks promise plenty. But unlocking real value can feel like a part-time job… by Ruby Delahunt March 25, 2026 Opinion·Personal Finance 3
Divorce: The costliest mistakes made in battle Divorce often destroys wealth through emotion, conflict and poor structuring. These can leave both sides worse off… by Kim Potgieter March 25, 2026 Opinion·Personal Finance 1
How I spend my currency … with Khanyi Nzukuma, CEO of Glacier by Sanlam Khanyi Nzukuma on discipline as the key to wealth creation – and why residential buy-to-let is more trouble than it’s worth… by Nelisiwe Shomang March 11, 2026 Investing & Finance·Personal Finance
The four career bets that shape your future Four career paths – company, boss, network or idea – can deliver success. The difference lies in probability, risk and the speed of compounding… by Thomas Brennan March 11, 2026 Opinion·Personal Finance
1 When disaster strikes: FirstRand’s pay dilemma April 14, 2026 The FCA’s MotoNovo redress scheme has cost FirstRand R11.9bn more…
2 South Africa’s big crackdown on greenwashing April 14, 2026 The financial sector regulator plans to close the loopholes on…
3 Eskom’s tightrope: Jobs vs chrome revenue April 14, 2026 Unless South Africa’s ferrochrome producers get price relief from Eskom,…