Pay is up. So why are workers raiding pensions?
South Africans got above-inflation pay rises. Yet they’re raiding pensions, cancelling insurance and leaving jobs. Here’s why…
Suggestions
South Africa has a retirement solution hiding in plain sight
Starting a TFSA for a child at birth, with R127 a month, gets them to R6m by 60. South Africa’s retirement crisis isn’t about…
The financial literacy myth: knowing isn’t doing
Two-thirds of South Africans say they’re financially literate, but only 13% have emergency savings. The gap between knowing and doing is the real problem.…
A practical guide to prioritising your money
Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level…
How to use South Africa’s retirement trillions to grow the economy
For decades, the South African retirement fund industry was viewed as a silent giant – a massive pool of capital that moved slowly, predictably,…
Emergency savings: the boring habit that pays off
Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal…
How I spend my currency … with Satrix’s Kingsley Williams
The Satrix chief investment officer on home renovations, Krugerrands, and not trying to time the next big thing…
Divorce: the costliest mistakes made in battle
Divorce often destroys wealth through emotion, conflict and poor structuring. These can leave both sides worse off…
How I spend my currency … with Khanyi Nzukuma, CEO of Glacier by Sanlam
Khanyi Nzukuma on discipline as the key to wealth creation – and why residential buy-to-let is more trouble than it’s worth…
Hedge funds go mainstream as retirees seek stability
Hedge funds are shifting from ‘super returns’ to stability. Amplify says retirees and living annuity investors are using them to reduce drawdowns…
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Ti Amo: why we love this Joburg bakery and restaurant
From its Sandhurst Shell garage shop to Parktown North’s new…
The Friday song (on a Sunday): ‘Paul’s Pal’ by Sonny Rollins
Mark Rosin’s tribute to Sonny Rollins, the jazz titan behind…
‘Don’t trap our money’, say South Africa’s money managers
Should the cap on retirement savings invested offshore be lowered…
Kganyago hikes rates — but bets are off from here
The SARB hiked 25bps to 7% but debated 50 –…
