Your money habits aren’t really yours, but they are yours to change
Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them…
Suggestions
Don’t dive at every penalty: the investing case for doing less
Telling investors to do nothing rarely works. A small, ringfenced ‘play pot’, bounded by rules, scratches the itch without damaging the core…
Earning more won’t fix your finances. This will
The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you…
Tie yourself to the mast – and invest better
Why an investing constitution – rules written while you’re calm – may be the most useful thing a private investor can do…
Why budgeting works – and how AI makes it stick
Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep…
The portfolio you can stick with is the only one that counts
Greg B Davies on why the ‘optimal’ portfolio often fails in practice – and how to build one you can actually hold through the…
Start investing before you’re ready
With investing, uncertainty never disappears. But waiting for the right time is an even bigger risk…
Why even the ultra-rich can’t leave money matters to AI
AI can’t replace human judgment in wealth management – the right buffer, the right plan and the right conversations matter more than ever…
Beyond the ‘big five’: where disposition meets conditioning
Conscientiousness and openness shape your finances – but so do childhood scarcity, people-pleasing and the curated feeds you scroll through every day…
The four rules of investing (and why simple is so hard)
Becoming a better investor is deceptively simple. Good investing is not about brilliance, it’s about avoiding unforced errors…
Most Read
Meth’s BEE sting: why targets won’t work without a schooling fix
Government’s plan to double down on employment equity amid a…
How the PIC melted workers’ pensions
The PIC’s Isibaya Fund returned just 4.25% for the GEPF…
I’m going to buy SpaceX; I’m pretty sure I’ll regret it
SpaceX’s IPO looks risky, but sometimes the best stories –…
The X-men stirring hatred in South Africa
Justice Malala on the cast of populists, opportunists and ethnic…
