Not all South Africans are raiding their savings
EasyRetire data shows that most South Africans are choosing not to withdraw from their retirement savings pots. Transparency, not barriers, is the reason…
Suggestions
The two-pot habit that’s quietly undermining reforms
South Africa’s two-pot reform is working better than feared. The problem isn’t that people withdraw – it’s that they keep coming back…
Retirement: control the controllables
Retirement outcomes depend on factors within your control: savings discipline, tax efficiency and long-term investing…
Your money habits aren’t really yours, but they are yours to change
Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them…
Pay is up. So why are workers raiding pensions?
South Africans got above-inflation pay rises. Yet they’re raiding pensions, cancelling insurance and leaving jobs. Here’s why…
South Africa has a retirement solution hiding in plain sight
Starting a TFSA for a child at birth, with R127 a month, gets them to R6m by 60. South Africa’s retirement crisis isn’t about…
The financial literacy myth: knowing isn’t doing
Two-thirds of South Africans say they’re financially literate, but only 13% have emergency savings. The gap between knowing and doing is the real problem.…
Earning more won’t fix your finances. This will
The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you…
A practical guide to prioritising your money
Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level…
Emergency savings: the boring habit that pays off
Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal…
Most Read
De Beers mothballs Venetia as diamond crisis deepens
The decision comes at an awful time for Anglo CEO…
Beneficiation is not a spell
There’s something to be said for moving from quarry to…
Africa is blockchain’s most mispriced market
Africa is generating record blockchain deal activity, but its share…
US, Iran trade claims over control of Strait of Hormuz
US and Iran have each asserted that they control the…
